LOVE YOUR FREEDOM?

Critical illness strikes up to 20% of men and 17% women before age 65.
These statistics show that critical illness, not death is the biggest odds facing the average person.

There’s a plethora of policies to choose from so finding The One that’s right for you is imperative.
Fortunately, all insurance companies have “key features” making  comparison easier.
“Key Features”  determine which definitions of illnesses covered are the best value for your money. It’s vital to understand what is and isn’t covered.


The cheapest rate may sound good to you now but will it pay for your specific illness later?

Choose a policy that provides a guaranteed premium. This means that the company will never change your rate. Pay attention to options that fit your needs. Some policies provide protection for other family members, including young children. Critical illness is no respecter of youth.
Childrens’ critical illness claims are the sixth most common claim.

Sometime critical illness coverage can be picked up as a rider on a life, health or disability income, instead of buying one or the other. Purchasing the several coverages together is cheaper than buying separate policies.

Remember the words of Benjamin Franklin “an ounce of prevention is worth a pound of cure” and don’t delay - rates are never lower than when you are young and healthy.

For a QUICKQUOTE
(This is not the cheapest nor most comprehensive of our plans)